Welcome to the beginnings of my personal finance blogging journey. This blog is at least 13 years overdue… I’ve been interested in personal finance and investing since I was a child and I wish I would’ve been PF-blogging since I graduated from college in 2003 and started my career and married life. If so, I think the accountability, research and soul searching (hopefully) would’ve kept me from making some really dumb, expensive mistakes.
Life has gone well. I’m married to an incredible wife and have 3 awesome kids a good job and a beautiful home. However, financially I have not done nearly as well as I could have. We have lots of debt and not nearly enough cash. Due to mismanagement of our careers and investments our net worth is less than half of what it should’ve been. I have no idea how we’ll retire with dignity or help our kids through college and early adulthood. I’m sick and tired of being sick and tired; I’m tired of a scarcity mindset and want to expand and improve my management of our resources.
On this blog I’ll publish our net worth monthly and review our family’s income and expenses. I’ll ask for honest input and feedback, and will provide mine.